Purpose and Scope of Website

This website is for informational purposes only and is not intended to be a solicitation, offering or recommendation by LodeStar Advisory Group, LLC® (LodeStar®) of any product, transaction or service, including investment management or advisory services.  The opinions expressed in this website should not be considered investment, tax, legal or other advice and should not be relied on in making any investment or other decision.  LodeStar® does not represent that the securities, products or services discussed in this website are suitable or appropriate for any particular investor.  Although the information and data provided to you on this website is obtained or compiled from sources believed to be reliable, LodeStar® cannot and does not guarantee the accuracy, validity, timeliness or completeness of any of the information, data or opinions made available to you for any particular purpose.

Past performance may not be indicative of future results.  Therefore, no current or prospective client should assume that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by LodeStar®) described on this website will be profitable or equal indicated past performance levels.

Certain portions of this website provide access to commentaries, articles, discussions or newsletters of LodeStar® or its representatives that contain positions, opinions or recommendations as of a specific prior date.  Due to various factors, including changing market conditions, such materials may no longer be reflective of current positions or recommendations.  Such materials do not constitute the receipt of, or serve as a substitute for, personalized advice from LodeStar®, or from any other investment professional. LodeStar® expressly disclaims any duty to update the information or opinions appearing on this website. LodeStar® is, and its employees are, prohibited from taking a position--long or short--in stocks mentioned anywhere on the site, unless otherwise disclosed alongside the stocks at the time of their mentioning.

Regulatory Disclosure; Formation of Client Relationships

LodeStar® is registered as an investment adviser with the State of New Jersey.  LodeStar® and its representatives are in compliance with the current licensing requirements to which they are subject and are in compliance with such requirements in other states in which LodeStar® has clients.  LodeStar® may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from the registration requirements.  Nothing in this website will be considered a solicitation of business over the Internet in any state in which LodeStar® is not registered or does not qualify for an exemption or exclusion.

Follow-up and/or individualized responses by LodeStar® to consumers in a particular state, which involve the rendering of personalized investment advice for compensation, will not be made without first complying with any applicable state investment adviser and investment adviser representative requirements.  LodeStar® does not, and will not, render personalized investment advice for compensation over the Internet. Client relationships are formed only after a mutual exploratory process, and after LodeStar® delivers Part II of its Form ADV and the client and LodeStar® execute an investment advisory agreement.  LodeStar® may provide free portfolio analyses to prospective clients, but such consultations will not constitute investment advice, and LodeStar® will not be entitled to receive and will not seek any compensation in connection with such analyses.

For information concerning the licensure status or disciplinary history of LodeStar®, a consumer should contact his or her state securities law administrator.

Third-Party Content

At certain places on this LodeStar® website, live "links" to other websites can be accessed.  Such external websites contain information created, published, maintained or otherwise posted by institutions or organizations independent of LodeStar®.  LodeStar® does not certify, endorse or control these external websites and does not guarantee or assume responsibility for the accuracy, completeness, validity or timeliness of information located at such addresses.  By providing access to other websites, LodeStar® is not recommending the purchase of any product or service provided by the sponsors of such websites.

Copyrights and Restrictions on Use of Materials

All content appearing on this website is the property of LodeStar®.  If you download or print any information from this website, you agree that you will not remove or obscure any copyright or other notices or legends contained in any such information.  You may not reproduce, transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose any part of this website without the express prior written permission of LodeStar®, as applicable.

Limitation of Liability

The information, data and opinions on this website are provided "as is" and are provided without any warranty of any kind, either express or implied.  LodeStar® does not warrant the accuracy of the information provided for any particular purpose and expressly disclaims any warranties of merchantability or fitness for a particular purpose.  LODESTAR® WILL NOT BE LIABLE FOR ANY DIRECT, SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES, EVEN IF EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THIS WEBSITE.

Jurisdiction

These Legal Terms and Conditions will be governed by and be interpreted pursuant to the laws of the State of New Jersey, United States of America, notwithstanding any principles of conflicts of laws.  The state or federal courts located in New Jersey will have exclusive jurisdiction over any cause of action arising out of or related to the content or use of this website.

Modification of Legal Terms and Conditions

LodeStar® reserves the right to change, modify, add or remove portions of these Legal Terms and Conditions at any time.  Accordingly, it is suggested that you review these terms periodically for changes. Use of this website constitutes your acceptance of these Legal Terms and Conditions.

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